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Consumer Credit Finance Charges: Rate Information and Quotation
Wallace P. Mors
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Published Date
January 1965
Copyright
1965
ISBN
0-87014-128-7
PUBLISHER
:
NBER
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Table of Contents
Front matter, Consumer Credit Finance Charges: Rate Information and Quotation
Author(s):
Wallace P. Mors
Chapter 1:
Summary of Findings
Author(s):
Wallace P. Mors
(p. 3-7)
Chapter 2:
Methods of Computing and Quoting Finance Charges
Author(s):
Wallace P. Mors
(p. 8-38)
Chapter 3:
Consumer Uses of Finance Charge Information
Author(s):
Wallace P. Mors
(p. 39-60)
Chapter 4:
Procedures and Problems in Converting Existing Finance Charge Information to Comparable Forms
Author(s):
Wallace P. Mors
(p. 61-79)
Chapter 5:
Consumer Knowledge of Finance Charges
Author(s):
Wallace P. Mors
(p. 80-91)
Appendix A: Effects of Different Methods of Computing Finance Charges on Maturity Patterns of Finance Charges
Author(s):
Wallace P. Mors
(p. 92-101)
Appendix B: Equivalent Effective Monthly and Annual Finance Rates Converted from Annual Add-On and Discount Rates for Selected Even Monthly Payment Contract Maturities
Author(s):
Wallace P. Mors
(p. 102-105)
Appendix C: State Supervisors' Opinions on the Ability of Financing Agencies to Convert Finance Charges to Effective Annual Rates
Author(s):
Wallace P. Mors
(p. 106-108)
Appendix D: Prepayment, Refinancing, Extension, and Delinquency
Author(s):
Wallace P. Mors
(p. 109-125)
Glossary
Author(s):
Wallace P. Mors
(p. 126-128)
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